Policies vary
Coverage for water damage depends on your policy and the cause. Sudden pipe bursts, sewer backup and overland flooding are often treated differently, and some require separate endorsements. Your insurance provider is the best source for what your policy covers.
Report promptly
Contact your insurer as soon as reasonably possible after discovering water damage.
Document everything
- Photos and videos of damage before cleanup
- A list of damaged items
- Receipts for emergency expenses
- Notes on dates, times and conversations
Prevent further damage
Most policies expect homeowners to take reasonable steps to limit further damage, such as stopping the water source and arranging water removal.
Related services
- Water Damage Assessment and Moisture Detection in Kitchener
- Residential Water Damage Restoration in Kitchener
- Emergency Water Damage Restoration in Kitchener
This article provides general information only. For your specific situation, consult a qualified professional or your insurance provider.